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Kunal

Kunal
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Kunal is an ex-banker with a (largely self-proclaimed) flair for writing. He is an associate member of the Institute of Chartered Accountants of India and an MBA from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai.

Why India lags behind China ?

china-india
For over two decades now, economists, politicians, international fund managers and the ordinary people of India have pitted India against China in the area of ‘development’. In a way, this is not without reason. Both countries gained independence (India from colonial rule, China from monarchy) in the aftermath of World War 2, and were controlled economies for the first...

6 Tips for Making a Health Insurance Claim

health-insurance-claimjpg
We have written extensively on this site about the importance of having insurance. Whether it is ‘Life’ Insurance or Health insurance, it is not enough to just have the policy, but if circumstances arise that need you to claim it, you should know what needs to be done. Let us look today at the steps typically involved in making a...

6 Factors to Consider Before Having Multiple Credit Cards

Multiple Credit Cards
Credit cards are a necessity of modern life. For better or worse, they come with advantages – and disadvantages – many of which we have covered previously in our articles. Given the sheer convenience of carrying a small plastic card instead of lots of cash, and the ease of settlement as compared to carrying out a lot of cheque-based...

Happiness Index – where does India stand?

Happiness Index India
Happiness is a state of mind. A feeling of contentment, of an expectation that hopes will be fulfilled, that in the end, everything will work out well. In other words, it is what we should all want to be. Philosophers, from Voltaire to Freud, have debated on the nature of Happiness. In his seminal work, Candide, Voltaire satirises optimism,...

Why do Indians become victims of divisive politics in every election?

politics-and-elections-India
Elections seem to be everywhere. With four states going to the polls soon (Assam, Kerala, West Bengal and Tamil Nadu), the big shots of the political world are engaged in the routine activity of giving speeches, appealing for votes and promising ‘development’. In case of Tamil Nadu at least, promising televisions and cable connections has also become a part...

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