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Kunal

Kunal
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Kunal is an ex-banker with a (largely self-proclaimed) flair for writing. He is an associate member of the Institute of Chartered Accountants of India and an MBA from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai.

What can the Government of India do to support small farmers?

farmerin
Recent developments in our country have brought out in sharp, sometimes tragic relief, the sad plight of the small farmer. Beset by loans, buffeted by the vagaries of weather and sometimes unable to cope of with impact of climate change and inadequate infrastructure, we have seen farmers abandon their land to march on the centres of Government seeking some...

ULIP vs Mutual Funds: which is the better investment?

ulipsvsMutualFund
The objective of every investor is to create long-term wealth. Obviously this means money cannot be left idle. While Fixed Deposit yields have been falling, for other investment avenues like real estate, the initial entry cost is too high for an ordinary investor. As a result, Unit-Linked Insurance Plans (“ULIP”) and Mutual Funds “MF”) have become popular options for...

How can the government ensure social justice?

socialjustice
‘Social Justice’ is a fascinating concept. It is generally taken to mean the fair and just relation between the individual and the society. It aims to assign the rights and duties among individuals and institutions in society in such a way as to ensure people to receive the benefits of living in a system of co-operation. In light of...

How to plan for your Child’s future with Mutual Funds

Mutual Funds
The birth of a child is one of the most joyful events in his or her parents’ life. But in today’s world, the joy is often tempered with a little worry, for raising a child is no longer a matter of ensuring he or she is well-fed and attends classes at school. With government primary education increasingly shoddy and...

How to avoid financial stress while working for a startup

How to avoid financial stress while working for a start-up
Working for a start-up is an interesting state of being. On the one hand, the pay is usually quite good. Better than some more regular, conventional jobs. On the other, it is inherently risky – statistics indicate that over 50% of start-ups fail before they reach their 5th year, with the figure being even higher for tech-based start-ups. We...

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