India is developing country and people are going to educate day by day, so the insurance demand is increasing every year. While taking any insurance policy always read all the terms and policies of policy.
There are many holy places in Punjab:
Harimandar Sahib AmritSar
NanakSar in Jagraon (Ludhiana)
Gurudawaras around Punjab
Chintapurni Mata
Naina Devi and more holy places.